GENERAL INFORMATION FOR LANDLORDS
Mortgages
In most cases when a property is subject to a bank loan or mortgage, permission is required from the lender before the property can be let. It is up to the Landlord(s) to obtain the necessary permission and Insero strongly advises this is applied for before the commencement of the Tenancy, in case the lender wishes any special conditions to form part of the Tenancy Agreement. Alterations may not be made once the Tenancy Agreement has been signed by both parties, When the Landlord(s) signs the contract with Insero he or she is confirming that he or she has the right to instruct Insero to let the property. The Tenant(s) may require sight of any confirmation from a lender consenting to the letting.
Leasehold
If the Landlord(s) holds the property on
a leasehold basis he or she must also ensure
that letting is allowed under the terms of
the head lease or superior lease and whether
written permission is required for the
property to be sublet. Again, it is strongly
advised this is done before the commencement
of the Tenancy as the Tenant(s) may require
sight of formal consent.
If there are any agreements or restrictions
contained within the head lease or superior
lease which will affect any Tenant(s), the
landlord(s) must provide Insero with a copy
of the relevant documents so they can be
attached to the Tenancy Agreement at the
start of the Tenancy. The Landlord(s) will
be unable to enforce any obligations of the
head lease or superior lease on the Tenant(s)
if they are not part of the Tenancy Agreement
which could put the Landlord(s) in breach of the
head lease or superior lease. Any fees payable
for obtaining consent, or a copy of the head
lease or superior lease, will be the responsibility
of the Landlord(s).
Insurance
The Landlord(s) will need to advise contents insurers that the property is let and must have obtained the insurers agreement to extend the insurance cover on the property and its contents to cover the changed circumstances or the policy may be void. Any conditions imposed by the Landlord's insurer must be given to Insero prior to the Tenancy commencing for inclusion in the Tenancy Agreement. Conditions may not be imposed on the Tenant(s), especially in relation to vacant property, at a later date which could be a breach of the insurance contract making any claim void.
Keys
Insero strongly recommends that if there are any lost or unaccounted keys to the property, the locks are changed before a Tenancy begins. Insero would also recommend a change of locks on any subsequent letting to a different party. Insero is not liable for any lost or unaccounted keys unless it is due to Insero's negligence or the negligence of Insero's employees.
It is not part of Insero's normal function to forward the
Landlord's mail. No responsibility can be taken for mail sent
to the Landlord(s) at the property; Insero recommends that
the Landlord(s) arranges for it to be redirected via the
Post Office.
Insero reserves the right to charge the Landlord(s) for courier
charges if they are incurred by Insero in preparation of the
Tenancy Agreement or during the period of the Tenancy.
